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Best Personal Loans For Debt ConsolidationConsolidate your debts into one easy to manage, and potentially cheaper, monthly payment. Our debt consolidation loans start from ?20k and go up to 75% of the. Debt consolidation loans combine two or more debts into one, easy-to-manage monthly payment, though there are ways to consolidate debt without a loan. Debt consolidation loans come in two forms: secured, where you secure the loan against an asset such as your home, and unsecured, which means you don't have to.