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TFSA Canada: My Biggest Mistakes in my TFSA (Don't Do This)Earn interest daily on every dollar deposited using BMO Rewards points. learn moreopen in new tab. BMO Smart Saver Account. The Smart. Where you can open an FHSA right now � BMO FHSA. Available as: A savings account or investment account. � CIBC FHSA. Available as: A savings account or a self-. The Tax-Free Savings Account (TFSA) is a new However, individuals must be the age of majority in their province to open a TFSA with BMO Nesbitt Burns.