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Commercial Loans Must RefinanceThis flatbed trucking operation refinanced their commercial truck and trailer loan to address productivity pressures from the ELD Mandate. Read more. We provide financing solutions for all kinds of commercial vehicles as well as customer segments, such as: Large, Medium, and Small-Sized Fleet Owners. Truck refinancing is in essence the process in which a person actually pays off their existing truck finance so that the title belongs to a new lender. The new.