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For example, if the price return of the stocks over the entire four years averages substitute for investing it in stocks or equity funds. First, consider the potential payout.

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It means your money is tied up for 10 years. If it's non-redeemable, you will get 0 interest if you take your money back before 10 years. BMO GIC interest rates start at % with a 1-year cashable term deposit and go as high as % with a 1-year non-cashable receipt (annual compound interest. BMO Growth GIC offers the combined power of principal protection and participation in the potential growth of a select portfolio of equities. It has a four-year.