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BMO - Loan vs. Line of Credit: What�s the Difference?Bank of Montreal (BMO) is winding down its indirect retail auto finance business and shifting focus to other areas in a move that will result in an unspecified. Please call us toll-free at to enroll in digital banking and get started managing your auto loan information online. BMO customers already. BMO offers competitive car loan rates in Canada. For new car loans, rates can range from % to % for terms up to 84 months.