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What is CDW insurance?Only thing you would need to worry about is if the credit card CDW does not cover any "loss of use" charges or in full. For those that do not. While insurance through a credit card might replace the CDW, it doesn't provide liability insurance. The CDW covers the driver's car, not other. Many credit cards offer rental car insurance, but the coverage is often secondary to your personal auto policy and it doesn't protect you from.
