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The average HELOC rate today ranges between 8% and 10%. When compiling our list of best HELOC options, we took into account various factors, with the APR being. Rates are as low as % APR and % for Interest-Only Home Equity Lines of Credit and are based on an evaluation of credit history, CLTV (combined loan-to. Most HELOCs have a variable rate, which means the interest rate can change over time based on the Wall Street Journal Prime Rate. [Calendar shows an example.

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ET Schedule an appointment. Home equity loan Set up an automatic payment from a new or existing U. The monthly payment obligation will be greater if taxes and insurance are included and an initial client deposit may be required if an escrow account for these items is established. CNET Money is an advertising-supported publisher and comparison service.