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BMO Harris Greektown presents A Retirement Virtual Seminarrollover of your eligible account balance into an IRA or other qualified plan. �qualified� pension plan, such as the BMO/Harris Retirement Plan. If the. BMO offers two types of retirement plans IRA certificates of deposit and premium savers. Contact us to decide which will help you meet your retirement. BMO Bank IRA Rates ; 12 Month IRA. % � 18 Month IRA ; 18 Month IRA. % � 24 Month IRA ; 24 Month IRA. % � 30 Month IRA ; 30 Month IRA. % � 36 Month IRA.