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footnote 3 details. To receive a % rate discount, you must authorize BMO at origination to withdraw your installment loan payment each month from a BMO. Repayments can be made over 12 to 72 months and varies based on model year. Payment example for an Auto loan: If you borrow at APR for a month term you will. Online Account Servicing for Transportation Finance Customers � Transportation Finance Login � Verify Your Identity � Enter Code.