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The Top 5 Savings Accounts of 2024 (High Yield Savings)The top rate for an account with a 90 day notice period is offered by Vanquis Bank at % (min ?1,). For a slightly shorter notice period, Charter Savings. UFB Direct is an online division of FDIC-insured Axos Bank. Its high-yield savings account pays an excellent % APY. There is no monthly fee. Best High-Yield Savings Account Rates for November � Pibank � % APY � Newtek Bank � % APY � Openbank � % APY* � TotalBank � % APY � Forbright.