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BMO Cashback World Elite Mastercard Review - OVERRATED?Inside you'll find all you need to know about the BMO Total Travel and Medical. Protection features and benefits offered to BMO Mastercard�* Cardholders. Page 2. Coverage summary. The table below summarizes the types of insurance coverages that come with your BMO Government of Canada Travel Card and the coverage limits. BMO Credit Card Travel Insurance Changes ; Baggage delay insurance, $, $ ; Delay duration, 12 hours, 6 hours ; Baggage Delay or Loss insurance, Full or.